[dean]

I pay my auto insurance semi-annually, and it went from ~ $1300/yr on a lease that required additional coverage to my current quote of ~ $1800/yr on straight-up financing. I called State Farm to ask what the hell happened, and my rep told me since the GTI is so rare, collision coverage went through the roof. I think that portion of the coverage alone is like $900/yr.

Did anyone else get insurance sticker shock? Perhaps list your (1) carrier; (2) yearly payment; and (3) whether there is something else in the equation that caused the spike (e.g. multiple collisions in the last couple of years).

 

[DrJones]

Re: GTI Insurance

That's your annual bill?

Mine's about $1,000 for a six month policy, so that puts at pretty close to the same rate.

 

[avega]

Re: GTI Insurance

I use Geico and pay like $986/ 6 months, for both of my cars.. I think my GTI is like $400 every 6 months... and Im in Florida where we get a hurricane every other day..

 

[dean]

Re: GTI Insurance

I'm definitely going to have to check out carriers like Geico and Progressive. My 6-month payment is due at the end of July, so I've got a little time to shop around. I just can't believe 2k/yr for a 29 year old driver with no accidents in over 5 years.

 

[avega]

Re: GTI Insurance

Geico is probably one of the cheapest and has really good service... I used to be with Progressive when I couldnt qualify with Geico... Progressive is like subprime, just for people with bad records, and even people with good records pay the price, geico only accepts people with good records, therefore is cheaper but harder to qualify with...

 

[LuciferRex]

Re: GTI Insurance

I have State Farm, my yearly is $1856.50, which is only ~180 bucks more than i was paying for my jetta

 

[indygti]

Re: GTI Insurance

$1100 per year, full coverage thru nationwide. I thought i was paying alot until i saw what you guys pay

 

[LuciferRex]

Re: GTI Insurance

I'm definitely going to have to check out carriers like Geico and Progressive. My 6-month payment is due at the end of July, so I've got a little time to shop around. I just can't believe 2k/yr for a 29 year old driver with no accidents in over 5 years.

wow, i pay less than that and I'm only 23....Check with State Farm...I can't find anyone cheaper

 

[dean]

Re: GTI Insurance

Check with State Farm...I can't find anyone cheaper

State Farm is the one who is raping me. I have heard they are on the expensive side, but

 

[avega]

Re: GTI Insurance

State farm is usually way expensive, geico is probably the way to go... they should at least give you a tube of easyglide with each quote...

 

[tikiman]

Re: GTI Insurance

i have allstate and i pay $120.00 a month i thought it was high since my 2001 mustang bullitt was $90.00 a month ???. the rep said that it is higher since it is a "compact car" and that give it a year it will go down since the rarity will be gone.
long story short i guess i like $120 hell i would pay $200 a month for this car....

 

[3rdGTI]

Re: GTI Insurance

I am insured through Gieco. My 2006 GTI costs me $425 each 6 months. That is a bargain because my other car is a 2002 Ford Focus ZTS. That car costs me $422 every 6 months.

 

[khyungs]

Re: GTI Insurance

Try Wawanesa Insurance. Not well known but great service and rates.

 

[Thalo]

Re: GTI Insurance

$1200/mo for me at TD Meloche Monnex (Canadian). That's with 9 years of clean driving experience, no claims, only one recent speeding ticket.

 

[Clemdawg13]

Re: GTI Insurance

i pay 1200 a year with esurance. They are cheap compared to everyone else. I am 22 with a fault accident underme as well. Check them out.

 

[GTI MKV]

Re: GTI Insurance

$1200/mo for me at TD Meloche Monnex (Canadian). That's with 9 years of clean driving experience, no claims, only one recent speeding ticket.

you pay 1200 a months?!?!?!?!?! thats probably double what you pay for the car!!!

 

[Thalo]

Re: GTI Insurance

Obvious typo... that's $1200/a

 

[deviltailedfast]

Re: GTI Insurance

Geico seems to be the way to go, at least for me. My X-girlfriend totaled 2 cars on my insurance last year, so most quotes were around $300/month. Holy crap, that pretty much talked me out of anything but a used pinto. But Geico gave it to me at $115/month. Granted I had to promise that she would never even know I had new car, much less look at it or drive it...

 

[intrikit]

Re: GTI Insurance

i just switched company's... im 21 in military single with not the best history... i was with progressive and was paying 2300/6mo and i just moved to farmer's insurance group and im paying 1100/6mo for the same coverages but i also got a 10yr 150k life insurance and 4000 renter's insurance for less than half of what i was paying with progressive.

 

[dean]

Re: GTI Insurance

Are you guys getting quotes for the minimum required insurance, or are you getting "normal" coverage?

Geico gave me this:

Bodily Injury Liability - 25k/50k - $88.70
Property Damage Liability - 20k - $128.60
Medical Payments - NO
Personal Injury Protection - NO
Uninsured Motorist Bodily Injury - 25k/50k - $18.60
Uninsured Motorist Property Damage - 20k/250 deductible - $10.90
Comprehensive - NO
Collision - 500 deductible - $536.80
Emergency Road Service - NO
Rental Reimbursement - NO
Mechanical Breakdown Ins. - NO

This results in a 6 month payment of $784.10 Not ideal, but workable.