So, with perfect credit, it's a lot easier to buy things that you want.
Here's a few rules that I'm going to follow, and if anyone else has advice, I'd love to hear it.
#1 Don't buy things you can't afford, ever.
#2 Pay EVERY single bill on time, always.
#3 An easy way to establish credit for yourself in the first place, take out a loan for $10,000, have a parent co-sign, and then pay it back on time, in full.
Of course my dream is to be be able to buy houses, planes, yachts and cars by simply writing a check for the full amount. In the meantime however, credit is a good thing if you use it correctly.
Here's a few rules that I'm going to follow, and if anyone else has advice, I'd love to hear it.
#1 Don't buy things you can't afford, ever.
#2 Pay EVERY single bill on time, always.
#3 An easy way to establish credit for yourself in the first place, take out a loan for $10,000, have a parent co-sign, and then pay it back on time, in full.
Of course my dream is to be be able to buy houses, planes, yachts and cars by simply writing a check for the full amount. In the meantime however, credit is a good thing if you use it correctly.